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Long-term care plans are designed for people who are unable to conduct daily duties on their own owing to chronic disease, accident, disability, or the aging process.
Long-term care insurance covers recurring periods of support for one year or more in a nursing home, assisted living facility, or in the comfort of your own home. The cost of long-term care insurance is determined by :
Long-term care insurance covers recurring periods of support for one year or more in a nursing home, assisted living facility, or in the comfort of your own home. The cost of long-term care insurance is determined by :
- When you get a long-term care policy, how old are you?
- The most that the policy will pay per day
- A policy’s maximum number of days or years of coverage.
- The maximum amount per day multiplied by The number of days affects the policy’s lifetime maximum payout.
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